Terms of Use, Affiliate Disclosure and Privacy Policy

How are you? This page contains the site’s terms of use, privacy policy, earnings and affiliate disclosure, commenting policy and more.

By accessing, commenting on, using the services or products, contributing content, signing up as a paying member, advertising or registering for a course on this site (or other sites mentioned or linked to from this site), you agree to comply with these rules:

Please read them carefully before doing any act that might constitute commenting, using the services/products, guest posting, applying what you have gathered from the content published on this site or registering for a course.

Site visitors shall remain solely responsible for the content of their comments/posts. You agree to indemnify and hold harmless the site and its agents, including but not limited to its owner and administrator with respect to any claim based upon any comment/post you may submit.

The site shall not be liable for any statement, inaccuracy or omission of any type for any content submitted by a site visitor/user. This site bears no responsibility for accuracy of comments of any participants and will bear no legal liability for the results that come out of such discussions.


You warrant that you will not:

  • Defame, abuse, harass or threaten others
  • Make any bigoted, hateful, or racially offensive statements
  • Advocate illegal activity or discuss illegal activities with the intent to commit them
  • Post or distribute any material that infringes and/or violates any right of a third party or any law
  • Post or distribute any unethical, vulgar, obscene or indecent content.

You are responsible for ensuring that any material you post on this site does not violate or infringe upon the copyright, patent, trademark or any other personal or proprietary rights of any third party, and is posted with the permission of the owner of such rights.

Use your real name when commenting and avoid adding spammy links inside your comment and in the ‘website/URL’ field.

  • Comments may not be approved if they violate these terms.
  • The site admin reserves the right to delete any content they believe is unsuitable.
  • Remember that these rules may be modified from time to time without prior notice.


The site respects the copyright and intellectual property of others. It is the site’s policy to respond expeditiously to claims of copyright and other intellectual property infringement. The site will promptly process and investigate notices of alleged infringement and will take appropriate actions.


You will indemnify and hold harmless this site, its subsidiaries, affiliates, customers, vendors, users and employees from any liability, damage or cost (including reasonable attorneys’ fees and cost) from: any claim or demand made by any third party due to or arising out of your post/comment on this site, use of the content, services & courses, violation of the Terms of Use by you, or infringement by you.


The site sometimes add affiliate links in the content created and published for this site’s users/readers/visitors. These are links to products and services that the site believes can help you achieve your goals.

Normally such links are followed with the words (aff. linkaffiliate linkref. link, this is an affiliate link or referral link or sometimes notice of affiliate links is given at the top or bottom sections of a web page). This is to let you differentiate between links to products and services the site promotes as an affiliate and other links that usually don’t lead you to an affiliate’s site.

Whenever you click on such a link and make a purchase, the site earns a commission off each sale. For example, when you click an affiliate link on this site and purchase a USD 10 product for which the owner gives 10% to his affiliates, you’ll only pay 10 dollars (no additional charges to you) and the site will get 10% of that – one dollar to be exact.

These payments (commissions) are normally given to the affiliates after 31-60 days (given that some of the products and services have a 30 0r 60 day money back guarantee).

The site may also, in different occasions, include affiliate links to some items available in the site’s online stores for ease of navigation.

If you have purchased anything after clicking on such links, thank you.

In summary, the site makes money by selling products, recommending items, displaying banners (on sidebars etc.), offering services, selling products and services on behalf of others – for example, in the online shop, and through revenue generated via the classified ads and business directory sections of this site.

One more thing: Spend your money on what you need. Remember to put in the work needed to achieve a goal. Don’t buy anything if you really don’t need it.


This site uses cookies – small text files that are placed on your machine to help the site provide a better user experience – for you. In general, cookies are used to retain user preferences, store information for things like shopping carts, and provide anonymised tracking data to third party applications like Google Analytics, Amazon, Bing, Yandex, affiliate networks and AdSense.

As a rule, cookies will make your browsing experience better. However, you may prefer to disable cookies on this site and on others. The most effective way to do this is to disable cookies in your browser. I suggest consulting the Help section of your browser or taking a look at the About Cookies website which offers guidance for all modern browsers.

Also remember that third parties may be placing and reading cookies on your web browser, or using web beacons to collect information as a result of ad serving (Google AdSense ads, for example) on this site.

This website also uses Facebook pixels, Twitter website tags and Google Adwords retargeting code – all used to remind you of content, products and services you show interest in when you come to the site from any of the many different channels. The code/pixel/tags are only used to reach you again with items you showed interest in (including related items in some occasions). Your use of this site means you accept this.

Remember that the site collects your name, email address and phone number when you sign up to the various mailing lists on, or associated with, the site .

The site reserves the right to reveal any information about you in the event of a complaint and legal action arising from any content that you may post on this site (e.g. when placing an ad in the classifieds section). Please also note that all IP addresses are recorded when you post content like comments to this site – or subscribe via email.


The site may provide, or third parties may provide, links to other blog or websites or resources. Because the site has no control over such sites and resources, you acknowledge and agree that this site is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, services or other materials on or available from such sites or resources.

You further acknowledge and agree that this site shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

Also note some of the sites this site links to may have different terms of use and privacy policy. So, you may want to take your time to read their terms and policies as well.


The views represented in guest posts and interviews published on this site are solely of the respective authors and do not reflect the site’s stand, advice or counsel. They are published for informational purposes and therefore this site is not liable for any injury or loss that may result from such.


Remember that all content provided on this site is for informational purposes only. The owner of this site makes no representations as to the accuracy or completeness of any information on this site or sites found by following any links on this site. The owner will not be liable for any errors or omissions in the content published on this site. The owner will not be liable for any losses, injuries, or damages from the display or use of content on this site.

The content is mostly the opinions of the authors and is not intended to malign any religion, ethnic group, club, organization, company, or individual.

Remember that the site cannot guarantee success after consuming the content published on this site. Why? People have different approaches to implementing what they have learnt. Some work real hard – and persist. It will be hard to get the kind of success sometimes mentioned on this site if you don’t put in enough effort towards realizing your goals. Time is also another factor to be considered – sometimes it takes what seems like a very long time to get what you want.

Building great things is hard work and takes time.

The terms and conditions of use are subject to change at any time and without notice.

For more information, please get in touch.

NB: God Almighty is the ultimate. Content created by Him lasts. Content created by man doesn’t last unless it is inspired by Him.